Mortgage Loan Originator at Highlands Mortgage LLC

The Mortgage Loan Originator is responsible for helping potential home buyers choose the correct loan product as well as completing and processing the loan application. Daily interactions with customers, loan processors, and staff involved in the loan process and closing are conducted with the utmost level of customer service.

• Originate self-sources loans
• Verify that all loan documentation for pre-approval has been received, is accurate, and complete in accordance with all policies and guidelines
• Document all communication with applicants and internal personnel on any updates, issues, concerns, or discrepancies
• Return phone calls and inquiries from loan processor, applicant, builders, or agents, concerning status of application and/or loan documents
• Recommends loan solutions, quotes rates and terms, and structures deal in accordance with lending guidelines and client’s requirements
• Registers all files with individual vendors
• Execute and review all disclosures including obtaining client signature
• Submits complete file to processing
• Review final numbers, closing costs, payoffs, fees, etc. and schedule the loan closing with loan processor, clients, attorney, agents, closing department, and any other person that is involved in the loan closing
• Generate and update daily pipeline and production reports