Rates are subject to change without notice based on market conditions. Rate/APR and terms may vary based on the creditworthiness of the individual All loans are subject to credit approval. Current interest rates shown are indicative of market conditions and individual qualifications will vary upon your lock-in period (day(s) -30 day(s) - for rate listed above), loan type (primary residence - for rate listed above), credit score (740 - for rates listed above), purpose, and loan to value. Some rates quoted above may include up to 1.5 discount point(s) as an upfront cost to borrowers (discount points if any to obtain rate) listed above as (points). Rates for refinancing assume no cash out. Please note we offer additional home loan options not displayed here on this page.